Capital
We are not the lender. We act for the borrower.
Grade Capital is a capital markets advisory practice for residential construction across the lower 48 states, excluding Nevada: ground-up single-family, multi-family, and substantial remodels. We structure the request, take it to the lenders most likely to fund it, and stay with the transaction through closing.
| Ground-Up Construction | Renovation & Major Remodel | Acquisition & Bridge | Multi-Family Construction | |
|---|---|---|---|---|
| Loan Size | $1 – $50 million | $500K – $20 million | $500K – $25 million | $2 – $50 million |
| Leverage† | Up to 75% LTC | 85% LTC / 70% ARV | 75% LTC / 65% LTV | Up to 75% LTC |
| Term | 12 – 36 months | 12 – 24 months | 6 – 24 months | 18 – 36 months |
All four products
- Rate†
- SOFR + 350 – 650 bps
- Fees†
- 1.0 – 2.0%+
- Asset Class
- Single-family, multi-family, condominium & residential land
- Geography
- Lower 48 states, excluding Nevada
- Purpose
- Business purpose only
† Leverage, pricing and fees are indicative only and vary by sponsor, market, project and lender appetite at the time of quote. Grade Capital is an advisory practice and does not lend its own capital. All terms are subject to lender underwriting and final credit approval. Nothing here is a commitment to lend.
A construction project first, and a credit file second.
We read a budget the way a builder reads it: against the drawings, the schedule, and what the finished home will be worth in its own market. We can tell the difference between a number that is unfamiliar and a number that is simply right.
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